Blog
Discover our latest articles and blogs
Health Insurance Proof: Two Forms for German Visas and Work Permits
Learn which health insurance documents German visa and work permit offices accept, what the certificates must say, and how to get proof without delays.
German Health Insurance in English: “Police” Means Policy
Learn what “Police” means on German private health insurance documents, decode key policy terms, check 2026 eligibility, and find English language help.
PKV Special Clauses in Germany: 4 Phrases Expats Should Check
Learn where German PKV special clauses appear, decode four contract phrases, check invoices and reimbursement, and get expert help with disputed claims.
Keep Your Aging Reserves: PKV Tariff Worlds in Germany and §204 VVG
Germany-first explainer of PKV tariff worlds. Learn how pre-2009 and 2012 rules affect your aging reserves, what §204 VVG lets you do, and the checklist...
€77,400 Cutoff and the Two Week Trap for Postdocs Choosing PKV
Clear English guide for postdocs in Germany choosing private health insurance: eligibility, the €77,400 cutoff, two week deadlines, family costs, and a...
One Month Rule: Keep PKV in Germany if You're Privately Insured
Learn Germany's one month rule and PKV options for a sabbatical: keep cover, switch tariffs, or use Wertguthaben. English support available.
Secure PKV in Germany in 5 Steps for English Speakers
Apply for PKV in Germany without fluent German. Check JAEG eligibility, translate key records, complete forms accurately, and use an English speaking broker.
Expats in Germany: Use GDPR Art. 15 to Send Medical Reports to PKV
Checklist for expats in Germany to submit foreign medical records to PKV: use GDPR Article 15, certified translations, and one indexed PDF.
Avoid PKV Surprises: Aging Reserve Risks for Consultants in Germany
PKV guidance for self employed consultants in Germany: check €77,400 cutoff, aging reserves, sick day cover, and an advisor ready checklist.